Simulators — run the numbers in real time.
Six interactive calculators. Move a slider, see every panel update immediately. Each simulator is a Progressive Web App you can install on a phone and use offline.
Start with the ABLE Simulator if you're new.
It combines eligibility, benefits impact, twenty-five-year balance projection, employer-match economics, and qualified-expense budget on one screen. Every other simulator here is a specialized tool for a specific decision.
ABLE Simulator
All-in-one interactive tool. Eligibility, benefits impact, twenty-five-year growth, employer match, and QDE budget in one screen with real-time sliders.
ABLE Simulator, Conversational
Same rules engine, no sliders. Answers nine plain-language questions and returns a personalized narrative with a projection chart. Prototype for user testing.
Benefits Simulator
Beyond ABLE. Models 25 federal and state programs together with state-specific rules and interaction logic. For complex cases.
Employer ROI Calculator
Estimates match cost, retention effect, break-even employee count, and payback of an employer-sponsored ABLE match program.
529-to-ABLE Rollover
Should you move existing college 529 savings into an ABLE account? Models tax impact, SSI protection, and flexibility trade-offs.
Paycheck Split Optimizer
How to route your direct deposit between ABLE, checking, and emergency reserve to stay SSI-safe. Animated pie chart of the split.
SNT vs ABLE Decision Tool
Should you use a Special Needs Trust, an ABLE account, or both? Five-question wizard with a nine-row side-by-side comparison.